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Michael has over 20 years of mortgage lending experience. He specializes in all aspects of consumer mortgages including FHA, VA, Conventional and Construction lending. His passion for helping people and his love for teamwork are a perfect fit to providing tailored mortgage solutions to fit the needs of his clients. Michael is committed to working closely with realtors and homebuyers to make the process enjoyable and stress free as possible. The excitement from first-time home buyers is contagious and gives Michael a tremendous sense of satisfaction. He also considers repeat business and referrals to be the highest compliment a client can give.